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Financial Trust Federal Credit Union |
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Totally Free Services: |
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1. Free Checking and Savings
accounts. |
4.
Online Home Banking |
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2. Visa Debit Card Purchases without
PIN. |
5.
Night Deposit Processing. |
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3. ATM withdrawals at Credit Union
ATMs. |
6. Bill Pay |
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Premier Member (qualifying balances
above $20,000) receive: |
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- Two free Money Orders per calendar
month. |
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- Two free Official Checks per
calendar month. |
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- One Free Order of Basic checks per
year |
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Loan Discounts are available for the
following: |
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1. 25 Basis Points off your approved
loan rate with a active direct deposit
Checking Account. |
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2. 25 Basis Points off your approved
loan rate with a linked automatic payment. |
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Service Fee Schedule - Effective 8/01/2010 |
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Service |
Fee |
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ATM Withdrawal
Non-Credit Union ATM (after 5) |
$1.50 |
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ATM Fee
(Non-Members) |
$2.00 |
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Account
Research/Reconciliation |
$25/Hour |
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Check Cashing Fee |
1%, $5 Minimum |
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Check Copy Fee |
$2 each |
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Check Protest Fee |
$25.00 |
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Daily Negative
Balance Fee (after 5 Business days) |
$5.00 per day |
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Debit Card
Reorder |
$10.00 |
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Dormant Account
(no activity in 12-months) |
$5 per Month |
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Early Account
Close out fee (before 6 months) |
$25.00 |
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Escheatment Fee |
$25.00 |
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Excessive Reg. D
Withdrawal Fee (6 per month) |
$10 each |
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Garnishments,
Subpoenas, Restraining Orders |
$100 |
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Holiday Club
Closing |
$20.00 |
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Money Order* |
$2 each |
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NSF Fee, Returned
Item Fee, Negative Balance Fee |
$30 each |
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Official Check* |
$2 each |
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Overdraft
Transfer from Checking or Savings |
$5 each |
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Overdraft
Transfer from Line of Credit |
$5 each |
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Point of Sale
Purchase using PIN |
$0.25 |
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Returned
Deposited Item Fee |
$15.00 |
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Returned Mail /
Bad Address Fee |
$10 per month |
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Statement
Copy |
$2 per month |
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Stop Payment
Order (ACH or Check) |
$30 |
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Telephone
Inquires/ Transfer Fee |
$2 each |
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Wire Transfers -
Incoming |
$15.00 |
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Wire Transfers -
Outgoing |
$20.00 |
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*If not a Premier
Member |
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