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|
|
Regular Certificates of Deposit 7/23/2010 |
|
Term |
Dividend
Rate |
Annual
Percentage
Yield |
|
$1,000 Minimum Balance-$9,999.99
*** Penalty may be imposed for early withdrawal on
Certificates.
|
|
6 Month |
.75% |
.752% |
|
7 Month |
N/A |
N/A |
|
12 Month |
.90% |
.903% |
|
18 Month |
1.25% |
1.256% |
|
24 Month Special |
1.50% |
1.508% |
|
25 Month (Retain Account Only) |
1.75% |
1.762% |
|
$10,000 Minimum Balance-$49,999.99 |
|
6 Month |
.75% |
.752% |
|
7 Month |
N/A |
N/A |
|
12 Month |
.90% |
.903% |
|
18 Month |
1.25% |
1.256% |
|
24 Month Special |
1.50% |
1.508% |
|
25 Month (Retain Account Only) |
1.75% |
1.762% |
|
36 Month |
1.80% |
1.812% |
|
$50,000 Minimum Balance-$99,999.99 |
|
6 Month |
.75% |
.752% |
|
7 Month |
N/A |
N/A |
|
12 Month |
.90% |
.903% |
|
18 month |
1.25% |
1.256% |
|
24 Month Special |
1.50% |
1.508% |
|
25 Month (Retain Account Only) |
1.75% |
1.762% |
|
36 Month |
1.80% |
1.812% |
|
Youth/Young
Adult Certificates of Deposit
Available for ages 0-24 |
|
Term |
Dividend
Rate |
Annual
Percentage
Yield |
|
$500 Minimum Balance |
|
6 Month |
.75% |
.752% |
|
7 Month |
N/A |
N/A |
|
12 Month |
.90% |
.903% |
|
24 Month Special |
1.50% |
1.508% |
|
Rates Effective 7/23/2010
|
|
Account Rates and Terms |
|
Account |
Minimum |
Fee |
Dollar Amount & * APR |
**
APY |
|
Regular Shares |
$25.00
Member Share |
$0.00 |
$250-2,999.99 .20% |
.200% |
|
$3,000-19,999 .20% |
.200% |
|
$20,000 -49,999 .20% |
.200% |
|
$50,001+
.20% |
.200% |
|
Money Market |
$2,500 |
$10 per month if account falls below account
minimum |
$2,500 -9999.99
.20% |
.200% |
|
$10,000-19,999.99. .25% |
.250% |
|
$20,000-49,999.99 .35% |
.350% |
|
$50,000-99,999.99 .40% |
.401% |
|
$100,000+ .45% |
.451% |
|
Growth Savings Money Market |
$10,000 |
$10 per month if account falls below account
minimum |
$10,000-24,999.99 .40% |
.401% |
|
$25,000-49,999.99 .50% |
.501% |
|
$50,000-$99,999
.65% |
.652% |
|
$100,000 and above
.75% |
.752% |
|
Relationship
Checking
(Must maintain Direct Deposit
or
$1,000. relationship with a loan or saving |
N/A |
N/A |
|
N/A |
|
Non Relationship Checking
|
None |
None |
None |
None |
|
IRA Share
Account |
None |
None |
$0-2,999
.75% |
.752%
1.004%
1.256%
1.508% |
|
$3,000-19,999 1.00% |
|
$20,000-49,999 1.25% |
|
$50,000 +
1.50% |
|
Club Account |
None |
None |
$0.00 -
99,999.99 .25% |
.250% |
|
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|
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|
LOAN TYPE |
7/23/2010 |
TERM |
*APR
AS LOW AS |
|
New Automobiles |
Loan
Sale |
12 to 60
mos. |
2.99% |
|
New Automobiles |
Loan
Sale |
72
mos. |
3.75% |
|
Used Automobiles |
|
12 to 60
mos. |
4.75% |
|
|
|
|
|
|
Boats,RV,Motorcycle,Snowmobile |
|
Up to 60
mos. |
6.00% |
|
|
|
|
|
|
Personal
Loan |
|
|
|
|
Sale |
|
12-48 mos. |
7.50% |
|
|
|
|
|
|
|
|
|
|
|
Loan
secured by |
|
48 mos. |
4.25% |
|
Regular
Shares |
|
|
|
|
|
|
|
|
Home
Equity (HE-50-51) |
|
|
5.75% |
|
Fixed
Rate Closed End |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Home
Equity LOC |
|
|
5.00% |
|
Variable
Rate Open End |
|
|
|
|
|
|
|
|
|
Line of
Credit on |
|
|
16.95% |
|
Checking (LC) |
|
|
|
|
|
|
|
|
|
Fixed Rate Visa Credit Card |
|
|
10.9% |
We do business in
accordance with the Federal Fair Housing Law and the
Equal Credit Opportunity Act.
All loans subject to normal credit approval terms and
risk analysis. All rates subject to change without
notice. All published rates subject to change without
notice. Rates are based on credit history and credit
score. Terms and conditions apply.* APR: Annual Percentage Rate,
**
APY: Annual Percentage Yield,
*** A penalty may be
imposed for early withdrawals on Certificates. Fees may
reduce earnings on accounts.
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